Build A Budget For Yourself—And Cousin ‘Pookie’
He may not be as tragic as Chris Rock's character in "New Jack City," but we all have a Pookie in our family. The word itself sounds and feels restrictive. Budget. When you hear the term, you think you...
View Article10 Reasons You’re Still Broke
"....But I'm still flyyyyyy!" I often hear people say, “I have a steady job, so why am I still broke?” Or, “I try not to spend a lot of money, but it doesn’t work. Why don’t I have any money left after...
View ArticleFinancial Advice You Should Ignore
Many people are hungry for financial advice. Consequently, there are tons of books, magazines and web sites all clamoring for you attention and telling you they have the answers to all of your...
View Article3 Ways to Organize Your Financial Life
When you’re just starting out, the thought of saving for 50 years from now seems like a long way off, but as life expectancies continue to rise and early retirement mounts due to layoffs or medical...
View ArticleEven Millionaires Have Budgets. Two Reasons You Should, Too
Millionaire secrets (Image: Thinkstock) If you’re operating without a normal monthly budget, that’s a huge financial mistake. In fact, the lack of a budget is a big part of the reason that the average...
View ArticleThe Six-Word Phrase You Must Master to Improve Your Finances
Is gaining and keeping control over your financial health and resources a priority for you? Well, you can’t achieve that goal without learning a key phrase when making choices with your money....
View ArticleDon’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’
Few words inspire more distrust, skepticism, and sometimes, outright contempt from me than the word “free.” Whenever I see a commercial or other promotion offering me something for free, the first...
View Article10 Dumb Things We Do With Our Money
It’s good to seek advice on what to do with your money. A lack of financial literacy is a major reason we miss out on opportunities to gain financial security and build wealth for ourselves and future...
View ArticlePart 1: How to Make Financial Resolutions Stick
In the New Year, Black Enterprise Money is going to help you examine and create a plan for every aspect of your financial life: retirement, education costs, debt elimination, savings; you name it. As...
View ArticleIt’s Your Money. Who’s Spending It?
(Image: iStock.com/Dean Mitchell) It’s your money. Whether you’re barely making ends meet or have more than enough, you’ve earned every penny of it. But are you sure you’re the only one spending it?...
View ArticleIf Everything Was On Sale, Why Are You Broke?
Ever notice something about commercials? Everyone—from department stores to cell phone providers to auto insurance companies—is always promising to save you money. “Everything is on sale!” they...
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